Saving money is a part of life, and the sooner you learn how, the easier your life will be. I promise. Do you want that new car? What about paying off your student loans? Start chipping away at a lifelong goal bit by bit with my money-saving hacks.
Genius Hacks to Help You Save Money
Get an App.
Check out Qapital, the app that lets you save money based on goals you set. Save every time you swipe and accrue interest on your account. Free money? Sign me up!
Go Old School.
Collect your spare change. This may seem silly, or like a no-brainer, but you will be surprised at how fast your change adds up. If you don’t feel like rolling your coins and depositing them into your bank account, find a Coinstar machine at your local grocery store for instant cash back. But be warned, they will take an 11.9% service fee. Alternately you can choose an eGift card with no fees.
Do It Yourself.
Do you really need to go out for dinner for the fourth time this week? Why not stay in and make a delicious meal for you and your friends instead. Put the money you saved by not dining out into your savings account. Win-win!
Shop with a Purpose.
Whether you’re going to the grocery store or the mall, make a list and only leave with the items that are absolutely essential. Think of why you are saving money, and then put down that blouse that you really want, but don’t really need.
Hit the Unsubscribe Button.
You know those emails you get every day with the latest sales on all of your favorite products? Unsubscribe to those mailing lists to avoid the temptation. You can always sign back up again if you need to replenish something and want the discount that usually comes along with a newsletter subscription.
What’s your favorite hack to save money? Tweet me @lorenridinger.
