20 Ways to Save Money

Saving money doesn’t have to be difficult. There are so many great ways to save these days. All it takes is a little bit of mindfulness and preparation throughout your days. Start small before you start going big. Start asking yourself those questions you’ve never asked yourself before. What can I cut out to save some money? What habits can I implement?

Read below to see some of the ways to keep a little extra cash in your pocket. Let me know what you think in the comments section. How are you saving these days? Let me know!

20 Ways to Save Money

1. 1. Turn off the television when you’re not watching it. I know this sucks up the electric bill. Plus, you won’t succumb to ads as easily.
   2. Make your own gifts instead of buying stuff from the store.
   3. Master the 30-day rule. This means that you should wait 30 days to decide on a purchase. This is a great tip. I know it’ll be hard, but I’m sure you’ll learn to master it quickly.
   4. Write a list before you go shopping – and stick to it.
   5. Invite friends over instead of going out. Spending money on drinks and Uber rides can rack up. Keep that money in your pocket, baby! Invite everyone to your place instead.
   6. Repair clothing instead of tossing.
   7. Don’t spend big money entertaining your children. Kids are relatively easy to entertain. I know you want to spoil them, but consider some other options instead.
   8. Negotiate rates with your credit card company or complete a balance transfer. If you’re paying high interest rates, see what you can do to get them lowered a bit.
   9. Sell clothes you don’t use. Clear out your closet for a bit of extra cash in your wallet.
   10. Avoid eating out or fast food. Even if you choose restaurants that aren’t expensive, eating out too much can make a dent in your wallet. Eating at home has financial benefits as well as health benefits.
   11. Buy quality items that will last.
   12. Use cash instead of your credit card. Try to stop using your credit card if you find you have trouble paying it off. Those interest rates will get you, people!
   13. Do price comparisons. Find cheaper stores or get cheaper rates on products you buy all the time. That way, you can get your groceries on the cheap.
   14. Avoid stress spending. Find out your triggers. Retail therapy isn’t exactly saving you any money.
   15. Cancel some of those unused subscriptions. How often do you use your Hulu account, really? You know the drill.
   16. Fulfill your life in ways that don’t include shopping. Consider volunteering your time somewhere. It will fill up your day so you don’t have to spend any money.
   17. Make enough food so you have leftovers.
   18. Look up free events where you live.
   19. Take public transportation or carpool to save on gas.
   20. Stop buying book. If you’re an avid book reader, head to the library for those books you’ve been dying to dig into.